B
Brandy D.
How do you budget for your Christmas gift list?
Money 101
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Christmas budget. How do you budget for your list
Started by Brandy D.
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A
Anna W.
I save 20.00 from each pay during the whole year.
S
Sarah E.
I have a Christmas saving account on my budgeting app that I put money into throughout the year and then I see how much I have closer to Christmas time and split it up to see how much I can spend on each person in my life. My son gets more than anyone else though obviously lol
V
Veronica M.
I try to save money and try to get everyone one give than if I have money left to spend I add little things. I like giving like gift bags with random things or daily essentials you in your life. At least for the people K give gifts it works.
A
Amanda R.
I save as much as I can from each paycheck.
B
Brandy D.
Does anyone use Christmas clubs?
How about gift cards saved through the year?
Or a jar of coins to add to your stocking stuffer savings?
J
Joselyn M.
I setup a direct deposit from my paycheck for gifts. It usually doesn’t cover everything but it definitely helps 
A
Asha R.
Don't buy gifts. If you don't have it you don't have it.
M
M K.
I only have to buy gifts for three people, so it's not a big issue.
K
Kole M.
Most of the people in my life don't care about gifts at holidays. I try to get them gifts for birthdays, special occasions, or when I'm thinking of them.
B
Brandy D.
I also try to buy items on clearance or large discount sales. I often listen during the year to see what is NEEDED most like clothing or household items that need replaced and use those as my gift giving ideas.
Then try to find the best bargains I can out there.
E
Erica M.
I start buying in early. Like in August.
A
Aleida T.
If I don't have money for Christmas, I don't buy gifts!. I cook special food with my SNAP.
T
Tenesha S.
I start stopping the day after Christmas for the next year
R
Renee P.
I focus on making memories. I have been able to let the grandchildren decorate Christmas cookies. I am planning on going out to look at the Christmas lights at night. I will listen to the Christmas sermon online or in person. I will buy and wrap affordable Christmas presents for some of my family. I will send money to some of my family that would rather have money instead of a hift.
R
Renee P.
I will take a lot of pictures.