How do you raise your credit score?

Maybe I need to work on one of these… https://www.saverlife.org/money-101/the-three-cs-of-credit

Capacity is a big one. But it really comes down to the individual to be realistic lomg-term about their true expense/income abilities. Companies will extend credit to folks based on "truths" that seem reasonable on paper. But the realities of being able to truly manage income and expenses, particularly when life is ever-changing and unexpected, can be very different. Knowing oneself and one's spending and saving styles is important.

If you want to raise your score- join that site credit karma dot com. They have hands on, conrete ways to do so.

If you have any thing your making payments on such as a car make sure you pay each bill ontop. Pumping gas can also help your credit score

Getting a secured card can help real good paying everything on time also

Well ur right Tara

I joined Credit Karma and got a self credit builder account! It has helped greatly!

Have always loved Credit Karma!

Credit Karma gives great step by step advice it shows you ways to help build your score and ways to save on car insurance,loans you may qualify for and credit cards very resourceful.

Credit sesame is a good one

can anyone give me any tips on how to build credit

I have been using credit karma and ot has helped me a lil bit so far.

can anyone give me any tips on how to build credit

@Bianca - https://www.saverlife.org/money-101/why-isnt-my-credit-score-improving

Maybe this will help?

Do some of the sites that help with credit change a fee

Having a secured credit card will help you build your credit. I use mine just for gas each week and on payday just pay it towards the card.

You can raise your credit score by paying your bills on time and not maxing out your credit cards. At least those are the ways I have found success…

How hard of a hit does it pit on your credit report if you apply for a credit card?

Paying bills on time raises your credit score.

I use credit sesame.

How to get credit score up when you can’t apply for anything because your credit sucks

It also raises your score if you keep the limits down on the credit card. It is smarter to get a new one than to ring up a large credit card bill.

I've been making payments on my dental bill (a little more over the minimum amount) on time, and notice that my credit score has improved.

Your good credit has to out weight your bad credit. I have recently increased my credit score by signing up to Lexington Law and getting a credit card with Credit One, added on another person as a signer to help increase my score and hers. The last three months my credit score has increased by over 60 points and one item has been deleted off my negative credit report. If you have student loans there are forgiveness programs that are paying 80% of your loans. I believe it's called pay as you earn program.

Self Lender is very helpful in raising your credit!

I don't people tell you that there is no magic way to increase your credit score there is!!! Scoring companies in there Infinite Wisdom check your credit with your cards every week so now you may provide up-to-date information to The Lending institutions. You have a poor credit score between 500 and 600 and you have a present credit card you can within 30 to 60 you can increase your score over 700