Debt is what keeps me up at night.

Debt is what keeps me up at night. How about you?

The thought of buying a house. So yeah, taking on a giant amount of debt.

Buying our first (and current) house was a stressful time. But if you're careful to not overextend yourself, you can keep the monthly mortgage payments reasonable.

It is kind of crazy to take on a huge debt like a mortgage and have it be the societal norm. I'm less than a year away from paying off my home and I doubt I'd ever put myself in this situation again. I can imagine buying land and building something small but I won't go back to a huge chunk of debt. It will be 21 years when it's paid off, 11 of them making the payment alone. I was able to knock out several years with extra payments but still paid an enormous amount of interest. Seems like there should be a better way….

Mortgage is so weird. The monthly mortgage rate for a home I was considering is less than half of my current apartment rent, and yet multiple years of paying more than double is not considered proof of ability to pay…Houses man…

Es orrible estar endeudado y estresante eso es algo que te quita el sueño

I don't know but it seems that once I get rid of one debt another one pops up from somewhere

I am in the same boat. I bought a home in 2015, lost a fiancé and now I’m stuck with this house payment plus everything else.I don’t want to lose my home.

Debt is a tricky business to get involved with. When it comes to a new car or home many people do not have that amount of cash liquid which doesn’t give much of an option. However, as Cat B. said most of these purchases are made with society in mind and not an accurate view of our futures and future finances. Being in the military I have seen countless people purchase cars or live in places a bank has approved but that has locked them into their current situation in order to pay the bills because of outside opinion. There is nothing wrong with renting at any age just as there is nothing wrong with owning a car that is 10years old. No matter the purchase, if it limits your freedoms in the future it is much more important to focus on future happiness compared to today’s satisfaction or outside opinion when you come home with the keys to a new car or home. To prosper in the future you must sacrifice today.

I doing my best to pay off my debt ad never go into debt again.

I am trying to pay off debt, but all I can come up with is the minimum payments

Same here :C

Same. I need a house. Just throwing away money in rent but cant seem to get ahead.

keeps me up at night, and haunts my dreams… I thought I wouldn't have to chase money but it's all I do now.

dew

Def keep me up all night knowing I have to pay something in order to survive

Debt is such a major situation in my life. I can't sleep comfortably at night and stressed out now but you know what, I won't allow satan to continue taking over my life.
God has blessed me to see a new year and still blessing me, I'm going to pray and allow God to take care of the crazy things satan has caused in my life.