Best banks I've found, all completely free
Cashapp all gives cashback, discounts, and users can invest in stocks & crypto for free
Use my code: HNCLNMM
https://cash.app/app/HNCLNMM
Chime offers no fees banking and savings account paying 1% interest. my referral code will pay $50 after your first deposit of 200$ or more
https://chime.com/r/nancyshaw4
Long game is a checking and savings account thats also a game. It's pretty cool to win money playing the stupid games https://refer.longgame.co/?h=NANCY_PXYRP7
Robinhood has free investing & crypto coin purchases. Use my link for a free stock :) https://join.robinhood.com/shaws25
Sofi banking & investing Use my link & deposit $500 to get $50 bonus + buy $25 of any crypto coin and get $25 bonus bitcoin :)
After all that, you can sign up for the touchdown promotion that gives you free stocks when your favorite football team makes a touchdown https://www.sofi.com/invite/money?gcp=16e139df-91f8-4a4b-8e87-33205b94056a
High interest paying Crypto wallets pay 3% - 13% interest for coins in account
Blockfi is free for coin transfers & exchanges. They pay 4%- 12% interest, accrued daily.
https://blockfi.com/?ref=6bc7b1fa
Celsius network offers up to 12% interest and you can buy coins via ACH transfer
earn $20 in BTC with your first transfer of $200 or more! #UnbankYourself my referral code = 19724265fd
https://celsiusnetwork.app.link/19724265fd
Coinbase.com/join/shaw_4jii?src=android-link
Pays you for watching videos and Pays 1% - 10% interest on a few coins but charges $1.00 - $3.50 per coin purchase
Thank you so much for this!! Awesome list!!
This is a fantastic list - I will be reviewing it and using it frequently! Thank you for sharing!
There are also several bank accounts that pay high interest rates for savings account such as Ally Bank. Check it out.
There are also several bank accounts that pay high interest rates for savings account such as Ally Bank. Check it out.
Ally is down to .6, I wouldn't recommend that.
Which one would you recommend and what is the interest rate?
You can also look into joining credit unions that pay high interest rates on both savings and checking accounts and in some cases all you have to do is donate $5 to a charity. Check out Allliant Credit Union and Pentagon Credit Union (if you have a parent or sibling that is military or discharged you can still join this one). Sometimes credit unions offer better options if you need additional financial tools down the road. You won't have to jump through hoops to get credit approval for home, car and personal loans if needed.
Which one would you recommend and what is the interest rate?
I like T-Mobile Money if you are a sprint/t-mobile customer you can get 4% on the first 3k and 1% on everything after that.
Merchant banks of Indiana has a money market offering 1%, https://www.merchantsbankofindiana.com/personal-banking/#money-market
Porte is another good one. You get 3% up to 15k. They also have a referral promotion going on now so if you sign up and deposit 500 from another bank they will give you $50. You need to open this link on your phone since it’s app based, https://portebanking.app.link/2h9ps1eQJab
Is go in Chase Bank account studying I am.
Thank you for the starting points. Guess it's time for me to start hunting/inquiring again.
Has anyone seen a high interest savings account lately?
Not really. The highest I've come across is (supposedly) 0.5% at Marcus/Goldman Sachs and/or Citi Bank. Neither do I have personal experience to confirm the advertising…Next highest seems to be 0.4%.
But considering federal interest rates (NOT to be confused with inflation) are still near zero I do not really expect any type of savings besides previously purchased bonds (and potentially investments made/being made to be at or above 1%.)
Savings accounts still don't compare with mutual funds for earning interest for the long run.
@Manuel M Are mutual funds like CDs?
Hmm, doesn't seem like these are all that great then. Anyone with personal testimony to using one/some of them?
