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How to rebuild credit?

Started by Candy A.
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Candy A.

Looking for ways to build my credit. Please help thoughts and suggestions

Deleted user

Have you been reading the articles?

Step 1 get a Secured Credit card and pay it off monthly. But never spend over 20% of your available credit. 30% is what many say is the max but lower is better.

Apply for new creditlines at most only 6 times every 2 years.

Pay off any collections accounts.

And realize credit building is a process. You generally need 2 years of good payment history to get approved for better cards and loans.

Furniture store and other open ended creditlines are not very helpful because they don't generally give you a defined credit limit so it doesn't score well in your available credit.

Stuff like that.

K

Katie B.

After getting a secure credit card use for gas and pay off and use only 1-2%of credit limit to help build credit.

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Taneisha C.

Looking for ways to build my credit. Please help thoughts and suggestions

Build credit with a Self plan. Click Link: https://self.inc/refer/11902853

What you need to know:

What is the Self Credit Builder Account?
It’s a loan in a bank-held Certificate of Deposit (CD) that you pay off in monthly installments.

How does Self build credit?
Each monthly payment gets reported to all three credit bureaus. That builds your all important credit payment history - which makes up 35% of your credit score^^^.

T

Taneisha C.

I been Building credit with Self plans and their Secured Card. See by clicking this link: https://self.inc/refer/11902853

THINGS need to know:

What is the Self Credit Builder Account?
It’s a loan in a bank-held Certificate of Deposit (CD) that you pay off in monthly installments.

How does Self build credit?
Each monthly payment gets reported to all three credit bureaus. That builds your all important credit payment history - which makes up 35% of your credit score^^^.

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