J
Jacob W.
I find it easier for myself to have goals. Now these goals have to be reachable and accomplishing in a good amount of time. Like with the unemployment, I was suppose to get a lump sum. I did NOT get the lump sum I was looking toward nor did I get it weekly like I was suppose.
I made a list of everything I needed and besides rent and phone bill nothing was more important than the next or previous. So I started just paying off. People first, because people will be there to help more if you show you’re reliable. Then legal, because you can’t enjoy luxuries from jail. Then to things like Hulu, Netflix etc!
In saying that I make a goal. Usually Beginning of the month or pay period I set a big goal. After I budget my money for the bills and things I have to pay off for the week I say “self you’re allowed ____ money for reward”, and then after all of that is done then the next check period. Repeat and so on, there should be x amount in savings my, to be split between needs to keep saving and big goal!