Sign Up

Welcome to SaverLife

Create an accountLog In
Money 101
Community
About
Help

Balance transfer cards

Started by Anastacia B.
Followed by: @Rebecca @Latoya @andrea @Anastacia @Sabrina @Christy @Christine @Heather @Lashanda @Suzanna @"Mary Joy" @Luis @Shamika @Gobby @Kristen @Jennifer @Shalanda @Roberta @Misty @Melissa @Michael @"C o n s t i n o" @This @Mindy @Kristina @"Sherrie D" @Monica @Neosha @Galeleshia @Alicia @Brittany @Maria @Joanne @Daisy @Aaron @ALEXIS @krystal @Autumn @Tim @Melody @Eva @Armonie @Edwina @Rebecca @Edward @Rosa @SABRINA @Nicole @Carmen @Lizet @Tonya @Angela @Katie @william @Ashley @Shaira @Veronica @Thomasina @Hoi @Jason @IRIS @Lucy @Kirsten @Denishia @Carretta @Randy @Samanthia @Krista @Nicole @Amonte @angel @Kathleen @Tracy @Jesse @Paula @Lanna @Jessica @Crystal @Donald @Travis @Deborah @Lashonda @Alicia @Angel @Arta @Cheyenne @selatan @Toni @Sorimuda @Ardan @oka @"Desi rosmayati" @kairul @Kusnasi @Cep @Am @Khumin @Elang @Amanda @Rendi @Aji @Jessica @yasa @"Muhammad Reggy" @absori @JACK @Gigih @Panq @Dimas @Tata @Sadega @Albertus @Tatang @Muhamad @Cinthia @Juni @Ferri @Sugianto @Sierra @Jaenal @DANI @Moh @Kiki @Nyai @"RAFLI TEGAR" @Kris @AGUS @Lenai @Jenna @Hadi @rizaa @"M hendra" @Muhammad @Rendi @Indra @Rokes @Sani @Septian @faisal @Jamiatul @Rangga @Inez @Chasidy @Ahmad @Saut @Corinne @Elizabeth @Courtney @Joleen @Dewey @Tracy @Shaylyn @Samantha @Crystal @Sheketa @Robert @Lakisha @Melissa @April @Beliques @April @Lisette @Amy @Lindsey @Juliann @Shawna @Ohsha @Ashley @Tanitra @Angela @JOHN @Cyntisha @Tori @Brittany @SABRINA @KIMBERLY @Timneshia @Leia @Lorie @Marquita @Joshua @Donna @Takeshia @Chrystal @Jess @"Lisa AKA Smallz" @Ericka @Luz @Christy @Ashley @Michael @Melora @"Mary Ellen" @Jeanette @Yajaira @Elizabeth @Jessica @Taylor @Tabitha @Shannon @Crystal @Kevin @Scott @Jessica @JessaLynn @Nikita @Jaymar @Tina @Priscilla @Theresa @Maria @Karen @Daisia @Lashonda @Dawn @Charlene @Amber @Leonel @Lisa @Cherrie @Danielle @Katie @Michelle @Amanda @Arendena @Stephanie @Patricia @Ronald @Yvonne @Jeremy @Elena @Ninna @Yshaunda @Erica @Lisa @Tia @Kiara @Denise @Esequiel @Summer @MichaelJohn @Ashly @Destiny @Megan @Celeste @Stevi @Brian @Angela @Lisa @Alegandra @Chrissy @Destiny @Shalanda @Rebecca @Felicia @Willie @Elaine @Adriana @Theresa @Kristin @Kimie @Kassidy @William @Andrew @Laura @Daymarelis @myeska @Charity @Amy @Stephanie @Lisa @Kristine @Alyssa @ashley @Eddie @Petronella @Michelle @melissa @Pay @Rendi @Lirik @"Arlan Jay" @Ronesha @Jennifer @KRISTIN @Tasha @Risky @Kasey
A

Anastacia B.

Does anybody have any recommendations for good balance transfer cards for someone with a fair credit score?

Deleted user

While Chase Slate seems to be an ever-present option for 0% APR credit card balance transfers and no balance transfer fees, I don't think you can transfer balances from other Chase credit cards. Doctor of Credit currently has a list of about 20 or so credit cards that could have 0% APR for balance transfers (depends on creditworthiness) and no balance transfer fees; search "balance transfer". Note that many of the nationwide credit card issuers pulled their 0% APR offerings, so most of these are with credit unions.

K

Kathleen S.

Also following. With the recent actions taken by credit lenders it will be interesting to see new information.

Deleted user

I'm starting to hear about a credit union with a credit card offer where they pay you a percentage of the balance transfer amount instead of charging a balance transfer fee. Not sure what interest rate they charge yet.

Deleted user

I can't seem to find the Chase Slate application online. Any other recommended cards with no transfer fee?

Deleted user

I can't seem to find the Chase Slate application online. Any other recommended cards with no transfer fee?

@Cat B., try this list from Doctor of Credit.

K

Kathleen S.

So all-in-all, it looks like Credit Unions are probably the best bet for balance transfer moves - thank you

M

Mary Ellen G.

Yup credit unions are the best. They even gave me a low-interest debt consolidation loan. Question: should I pay off the loan and wipe out my savings, or make the monthly payments with interest?

Deleted user

Yup credit unions are the best. They even gave me a low-interest debt consolidation loan. Question: should I pay off the loan and wipe out my savings, or make the monthly payments with interest?

I think the answer depends on a few things specific to your situation. Consider the interest rate and the balance of the loan. You should have an emergency fund in place to cover the unexpected, so if depleting your savings also depletes your emergency fund, you may want to delay paying off the loan. I've seen plenty of situations where people depleted savings to pay off loans and had to immediately take out other loans to cover the unexpected.

Deleted user

I hope people are still able to find these 0% APR, no-fee balance transfer offers if they need/want them. When things were going well, it seemed like they were all over the place. Now, their availability has been significantly reduced.

Z

Zavier O.

While Chase Slate seems to be an ever-present option for 0% APR credit card balance transfers and no balance transfer fees, I don't think you can transfer balances from other Chase credit cards. Doctor of Credit currently has a list of about 20 or so credit cards that could have 0% APR for balance transfers (depends on creditworthiness) and no balance transfer fees; search "balance transfer". Note that many of the nationwide credit card issuers pulled their 0% APR offerings, so most of these are with credit unions.

Deleted user

While Chase Slate seems to be an ever-present option for 0% APR credit card balance transfers and no balance transfer fees, I don't think you can transfer balances from other Chase credit cards. Doctor of Credit currently has a list of about 20 or so credit cards that could have 0% APR for balance transfers (depends on creditworthiness) and no balance transfer fees; search "balance transfer". Note that many of the nationwide credit card issuers pulled their 0% APR offerings, so most of these are with credit unions.

Add a post