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Interest rates go up and down depending on how the economy’s doing. When rates are high, saving money becomes more rewarding. When they’re low, borrowing (like using credit cards or taking out loans) gets cheaper, so people tend to spend more. That’s why it’s always smart to take a quick look at where your money…
Crushing debt faster starts with a small but powerful step: paying more than the minimum whenever you can. Doing so can dramatically cut down the interest you owe and help you get out of debt sooner. If you’re struggling to even make the minimum payments, you’re not alone—and there’s help available. Connect with a certified…
This guest post comes from Savi, one of our vetted SaverPerks partners. Savi is a trusted expert in student loan debt and repayment, and they’ve helped millions of Americans reduce their monthly student loan payments through tools, programs, and guidance. As one of our vetted referral resources, they’re here to break down the latest changes…
Credit cards can feel overwhelming or risky. When we put more on the cards than we can pay off, interest can add up quickly. But sometimes credit cards can be a wise choice. This guide helps you recognize when a credit card can help you, and when i...
Launching or growing a small business without access to investors requires a lot of creativity. Many businesses need start-up money to get equipment, inventory, or cover other costs like office/storefront rental. One common option is taking out a p...
