Credit

March 19, 2024
5 Tips to Protect Your Credit After a Natural Disaster

Did you know your credit can be impacted by climate change? If you experience a severe weather event — like flooding, wildfires, or a hurricane — you might need to: On top of this, you’d still be expected to keep up with your normal expenses, like rent or mortgage payments, utility bills, childcare costs, and…

July 04, 2023
What to do When You Get Behind Paying Utilities Like Your Electric and Water Bill

Sometimes, keeping up with all our financial obligations is a struggle. With such high inflation, our money doesn’t go as far as it used to, and it can be a challenge to stay on track financially.  In fact, in 2022, one in six Americans were behind on their utility bills.  If you find yourself behind…

March 14, 2023
3 Good Reasons to Check Your Credit Report – For FREE

Did you know you can check your credit report for FREE thanks to a federal law? Credit Reports and the scores associated with them impact many areas of your finances. It’s important to know what is on your report—and the good news is you can do that for free. Since 2018, each of the three…

March 07, 2023
Why You Should Ditch “No Money Down”

We’ve all seen them – those commercials that promise new furniture, car, or home with no money down. What a good deal! Right?   Well, think again.  On the surface, no money down looks like a great deal but lurking underneath, there...

March 16, 2023
Buy Now, Pay Later: 3 Questions to Ask Yourself First

Buy Now, Pay Later offers are everywhere, whether you’re buying a pair of jeans, electronics, or even just some needed groceries.  Their message always seems fairly simple: Don’t pay for 100% of this item today. Instead, spread out the payment...