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5 Things to Consider Before Taking a Refund Anticipation Loan (RAL)

Tax season can bring a mix of emotions, especially when financial pressures are high. Many people face bills, unexpected expenses, or the need for a quick cash infusion, and the promise of a tax refund can seem like the solution.  Refund anticipation loans (RALs) sound appealing because they offer faster access to your tax refund.…

Your Money, Your Power: How to Build Financial Confidence with Small Changes

Why Financial Confidence Matters When it comes to your money, even though it may not feel like it, you are in control. You have the power to decide what happens and how your money works for you. But sometimes, when you are living paycheck to paycheck or find yourself struggling to get out of debt,…

Program Spotlight – Legal Aid

Nearly 55 million Americans need legal help each year, according to the American Bar Association. This legal help can cover anything from criminal offenses to domestic or family issues, and even landlord problems. For many, getting legal help can seem out of the budget. If you find yourself in a situation where you need legal…

Finances 101  December 17, 2024
Program Spotlight – Unemployment

Whether you’re living paycheck to paycheck or making enough to save comfortably, there’s something that can stop anyone in their tracks – losing their job. Finding yourself unemployed can quickly change your financial situation and make it hard to ...

2025 Financial To-Do List

In a few short hours, we will be ringing in the New Year! As you prepare to close the book in 2024 and look ahead to a fresh start in 2025, you undoubtedly have lots of goals and plans. Including your finances in your plans for the new year is impo...

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SaverLife is a national nonprofit whose mission is to help working families achieve prosperity through savings. Our free savings programs and educational content are made possible by generous grants from foundations, corporations, and individual donors who are committed to improving the financial well-being of Americans.

The goal of our financial education content is to support SaverLife members to better manage their financial lives and to begin and maintain a savings habit. We take pride in providing you with high-quality, accurate, and unbiased financial information and recommendations based on the advice of our certified financial coaches and other trusted experts.

In keeping with our mission, we do not accept payment for endorsing or recommending products or services. Some of our content may be sponsored by one of our trusted partners, and if so it will be clearly identified.

All information is provided for educational purposes only and is not intended to be financial advice.