Debt

December 31, 2024
2025 Financial To-Do List

In a few short hours, we will be ringing in the New Year! As you prepare to close the book in 2024 and look ahead to a fresh start in 2025, you undoubtedly have lots of goals and plans. Including your finances in your plans for the new year is important. Doing so can help…

November 26, 2024
Mastering Your Business Finances: Balancing Profit, Liabilities, and Personal Pay

As a small business owner, you’re juggling a lot—working long hours, handling countless responsibilities, and constantly pushing toward growth. Managing finances can feel like just another daunting task on your list, but it’s crucial to your business’s stability and success. Finding the balance between maximizing profit, keeping liabilities in check, and paying yourself fairly can…

November 12, 2024
Why You Need a Holiday Fund & How to Build One

Did you know the average American spends just under $1,000 on Christmas, according to research by the National Retail Federation? While Christmas is typically the holiday people spend the most on, other holidays and celebrations throughout the year can also sneak up on us.  With expenses for birthdays, anniversaries, Valentine’s Day, graduations, weddings, and other…

August 13, 2024
Considering a Credit Card? Here’s What You Need to Get Started 

So many factors go into your financial health. From your monthly expenses to transportation and even climate-related events, every aspect of your life helps define your budget and progress toward long-term goals. One component of your financial hea...

November 19, 2024
Reset Your Budget with a Post-Holiday No-Spend Challenge

While the holiday season is often a time of joy and celebration, it can lead to overspending and even debt. In 2023, 34% of Americans went into debt during the holiday season. Whether you find yourself in debt after the holidays or are ready to res...