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The holidays are a time of hustle and bustle. Between the parties, presents, and meals, other things often shift out of focus. But the new year is a time for refocusing on your goals. Whether you went over budget or just didn’t pay attention to your spending over the holidays, the new year can be…
The holidays are here! And with the gifts, decorations, and travel that go along with the holidays, it’s easy to see how spending can stack up at this time of the year. In fact, Americans spend an estimated $1,000 on Christmas each year! Sometimes, this spending can even cause you to go into debt. The good…
American household debt hit a record $16.9 trillion at the end of 2022, according to Debt.com. And in 2022, it was estimated that just below 10% of the average American household’s income went to paying down debts. Seeing these numbers, it’s easy to understand why Americans feel overwhelmed by their debt. If you find yourself…
If you’re like many Americans, the Supreme Court’s decision to strike down President Biden’s student loan forgiveness plan probably hurt – emotionally and financially. The Court’s decision was a big blow to financial health in America, but do...
In June of 2023, 61% of adults in the US reported they were living paycheck to paycheck. This means over half of adults in the US spend the money they earn each month. If you find yourself living paycheck to paycheck, it may feel like your budget ...