Debt

November 26, 2024
Mastering Your Business Finances: Balancing Profit, Liabilities, and Personal Pay

As a small business owner, you’re juggling a lot—working long hours, handling countless responsibilities, and constantly pushing toward growth. Managing finances can feel like just another daunting task on your list, but it’s crucial to your business’s stability and success. Finding the balance between maximizing profit, keeping liabilities in check, and paying yourself fairly can…

November 19, 2024
Reset Your Budget with a Post-Holiday No-Spend Challenge

While the holiday season is often a time of joy and celebration, it can lead to overspending and even debt. In 2023, 34% of Americans went into debt during the holiday season. Whether you find yourself in debt after the holidays or are ready to reset your budget and start the new year from a…

August 13, 2024
Considering a Credit Card? Here’s What You Need to Get Started 

So many factors go into your financial health. From your monthly expenses to transportation and even climate-related events, every aspect of your life helps define your budget and progress toward long-term goals. One component of your financial health is your credit. Credit can play a major part in how you access loans, qualify for particular…

June 21, 2024
Rainy Day Resilience: Tips for Gen Z Navigating Climate Change, Inflation & a Housing Crisis

Maybe your work hours and income have been affected by extreme temperatures. Maybe your landlord is considering installing energy-efficient appliances and increasing your rent. Or maybe you’re seeing produce prices increase at the grocery sto...

November 12, 2024
Why You Need a Holiday Fund & How to Build One

Did you know the average American spends just under $1,000 on Christmas, according to research by the National Retail Federation? While Christmas is typically the holiday people spend the most on, other holidays and celebrations throughout the year...