Budgeting System

Started by Phylicia S.
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Phylicia S.

I tried the cash system and can't do it. I always tend to spend cash. I do have a few bank accounts and I use one of my bank accts (checking) for bills which includes my rent (I declined the debit card) and one other checking account at a different bank for spending (variable). I decided to use the bill pay feature on my BILLS checking. And my bills checking is where I have my paycheck go to first before I distribute it to bills.

I want to be able to automate the system with the exception of rent. What do you do? Do you use a digital cash envelope system for your variable expenses?

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