Do you thinking saving via savings account or cash works best?

I have money in two savings and I have some cash put up but I still seem to dab in both of them.

I think this just depends on the person, but a benefit to having your money at the bank in a savings account is they will pay you for storing your money there! It is a very small percentage, but hey, a dollar is a dollar!

Some people like to just keep their cash stashed at home, and which in some circumstances can be easier to access, but you also risk losing it. Losing it could be from a house fire, robbery, or literally losing it because you forgot where you put it.

For me, saving in a checking or saving account works for me. Though I do know some people like to use the envelope method for savings. Whatever works for you in saving!

I keep the bulk of my savings in a high yield online savings account but you have to do what is best for you personally.

Personally for me cash because I can hide it from myself

I use two different accounts one for savings and one for spending and I always leave my saving card at home

I would rather savings account, because if it's in an accredited account than it'll be insured should something happen. Cash is far easier to lose or get stolen.

Bank

I use banks with FDIC protection for my savings because it is more secure than cash which can be lost, stolen, or destroyed.

I find it easier to save via savings account (online only bank with “high” interest) it takes a day or so to transfer funds back to my daily use account so it’s less tempting to dip into it. Plus cash doesn’t earn interest (which is less exciting now than it used to be with rates being so low but it’s still something)

Cash is just too easy to spend and not realizing you spent it

I prefer to put savings in a tax free retirement account