M
Manuel M.
Make a list of all your income or money you make from your salary and other part time jobs that you might have. And another list of all your expenses (your needs) like rent, water & electricity, telephone, car payments, food, etc… Subtract your expenses from your income and you end up with money left over that you can use to buy (wants) such as going to the movies, out to eat, or buying a fancy watch. Or you can decide to save this money to buy a more expensive item in the future, such as a car. To increase your savings you can do other side jobs for extra income and save this in a savings account or in mutual funds. Let me know how you are making your budget.