I would love to raise my credit score but with the Pandemic I am working less hours. The less hours the more I have to use my credit cards to help pay bills. I pay my credit card bill but have to use the money to pay a bill.
You should try to use your cards the least amount possible. Try not to buy anything you don't "need" like Starbucks. Next month we should be getting a stimulus check. Try to save it and not make any big purchases. Just try to hang in there until your hours are back to normal, hopefully it wont be long, good luck
I read somewhere to keep the credit card spent vs limit ratio as low as possible for a good credit score.
I read somewhere to keep the credit card spent vs limit ratio as low as possible for a good credit score.
Yup! It's called utilization and it makes up 30% of your credit score. The lower your ratio, the higher your credit score.
During this whole thing I have been going deeper in debt and I don’t see how I can get out of it. It’s to the point that’s I JS to stop paying one card to pay off another and so on. I don’t think I will ever get out of this.
I went a little excessive with my credit cards but I've just made a point of it to pay as much as I can every paycheck towards my credit cards.
Because the interest they charge is ridiculous
I have credit card debt and I finally decided to stop digging myself into more of a ditch and stop spending. I’m taking a credit card break.
I am paying off my credit card debt. It feels good to pay it off.
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Ok!!!
