J
Jessica T.
Is it a good idea to dispute everything on your credit? I was in a group that suggested that and it just doesn’t make sense to me.
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Is it a good idea to dispute everything on your credit? I was in a group that suggested that and it just doesn’t make sense to me.
Dispute the things that are inaccurate, things you don't want to pay, and old debts or lates that are reporting past 7-years. You'll be successful in removing about 60% of the items.
I guess you could but then you would have no credit if everything was removed. Probably best to only dispute items that are legitimately incorrect to get those fixed/removed.
I did and had a lot of debt removed EXCEPT one that keep reselling to different collection agencies.
I have been told numerous times that bad credit is better than NO credit. The fact that an individual who was able to finance and didn’t fulfill the requirements of a loan(s) trumps an individual who has zero payment history baffles me. It’s just my own opinion as we all are welcome to our own. A friend of mine, after filing bankruptcy as a result of poor financial choices over a period years was able to secure a loan for not only 1 vehicle, but 2. The interest wasn’t astronomical, but higher. My question is this: after filing bankruptcy once, are you able to do it again and if so, how many years must pass before you’re able to do so?
Only dispute items not connected to an actual account; like inquiries for credit cards and loans you weren't approved for.