M
Megan A.
Experian is charging me $24 a month
Just to see my credit score. Is there any free websites that anyone knows of?
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Experian is charging me $24 a month
Just to see my credit score. Is there any free websites that anyone knows of?
@Megan - you shouldn't have to pay for your credit report until April of next year
Here's some resources that might help: https://www.usa.gov/credit-reports
I use Credit Karma. It will show you your Transunion& Equifax score according to the VantageScore 3.0 calculation. Beware, I do believe the VantageScore 4.0 is what is being used nowadays. My bank ran my credit& it was about 30 points lower than what Credt Karma shows me, but I can still see absolutely everything that is affecting my credit& what I need to do to higher my score.
Second Credit Karma that shows your credit score for free. Also, if you have chase credit card, there is a feature that shows your credit score too.
How to improve my credit?
Secured credit card that is payed off on exact day or before the date that a payment is due
While the fee is quite high, Experian will provide you with an accurate credit score. The free websites or apps that provide you with your credit score will show an inaccurate credit score.
There are quite a few FICO score models for the three credit bureaus which used by various companies that offer free credit scores. Most of them have information regarding which model they are currently using. You can always compare them to see which would be the most accurate. I tend use free sites like Credit Karma and Credit Sesame for credit monitoring. I am not concerned about my credit score since I am not planning on applying for anything in the foreseeable future.