Sign Up

Welcome to SaverLife

Create an accountLog In
Money 101
Community
About
Help

Hard Inquiry

Started by Alexa S.
Followed by: @Jessica @JessaLynn @Felisha @Rebecca @Latoya @andrea @Ohsha @Lashanda @Melora @Edward @Brian @Angela @Amonte @Arendena @Joshua @Gobby @Kristen @Elaine @Suzanna @Michelle @Tracy @Chrissy @Tia @Amanda @Stephanie @Misty @Patricia @Ronald @Juliann @Yvonne @Elena @Ninna @Erica @Donna @"Sherrie D" @Lisa @Monica @Donald @Kiara @Denise @Destiny @Erin @Esequiel @Summer @Christine @MichaelJohn @Ashly @Mindy @Deborah @Neosha @Autumn @KIMBERLY @Shalanda @Willie @Destiny @angel @Travis @Ashley @Tim @Veronica @Carmen @April @Lisette @Christy @Kirsten @Melissa @Melody @Yshaunda @Brittany @Denishia @Luis @Lakisha @Takeshia @Jennifer @Angela @Felicia @Shaira @Megan @"Lisa AKA Smallz" @Jeremy @Alegandra @Edwina @This @Rosa @Melissa @Crystal @Paula @Jessica @Thomasina @Chrystal @william @Samanthia @Lorie @Kristina @Lashonda @Alicia @Timneshia @Angela @ALEXIS @Alicia @April @Ericka @Angel @Tori @Celeste @Luz @JOHN @Roberta @Lanna @Katie @Christy @Shalanda @Brittany @Nicole @Ashley @Amy @Michael @SABRINA @Aaron @Beliques @Shamika @Sabrina @Eva @Armonie @Joanne @Heather @krystal @Dawn @Tabitha @Marquita @Ashley @Yajaira @Elizabeth @Shannon
D

Diandra J.

Hard inquiries make up 10% of your overall credit score and only stay on your credit report for about 2 years.

E

Elizabeth F.

I am thankful that my credit score went up 11 points! From poor to fair!!

E

Elena B.

More than two hard inquiries start to negatively impacting your credit score.

H

Hoi W.

It affects a bit but hard inquiry drop off your credit report in a couple of years.

S

Sheryl I.

You get dinged a few points when the hard inquiry hits, but will fall off after two years. Avoid applying for a lot of credit in short periods of time.

H

Hoi W.

As other mentioned, hard inquiries does eventually drop off your credit report.

C

Chris R.

Like others have said hard credit inquiries don't hurt your score that much and are considered low importance in calculating your score. The really important thing is maintaining excellent payment history and having low credit utilization.

Add a post