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Beverly S.
I help on credit cards
Money 101
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Welcome to SaverLife
I help on credit cards
Pay your credit cards in full and make payments on time!
Always pay on time
What if you can't pay them is full? How much over the minimum payment should be then?
Pay your credit cards on time
Keep your credit usage under 30% of limit
The best to build credit
Open a secured credit card and pay on time.
secured credit cards are great for your credit building.
I agree, get a secured card if you need to to start. It will help tremendously.
Collect your credit report every year, FREE of charge. Then start paying down your debts and disputing anything that doesn't belong.
I wish there was more focus on building wealth instead of credit. Credit is good but wealth is better
I agree. I have been so focused on my credit that I haven’t been saving and building wealth like I should be . I am currently looking into ideas for more income…multiple streams of income. And investments.
Improving your credit score you should pay attention to a hard inquiry on your credit report. regularly, because hard inquiries can bring down your credit score
Oanh Pham
How long should I space out my applications so that it doesn't hurt my credit score too much?
Depends on your credit history.
All my cards is max out right now.
I started building my credit last month with SelfLender and my credit score is up 22 points!
Try getting a secured credit card with Navy Federal to start building credit. They are very good about that.
you can improve credit core by only make purchases you can afford to pay off in full each month
pay off old bills
Never close a credit card because it adds to your credit age and history. If you have an annual fee card, try asking your bank to downgrade or product change to another card with no annual fee.
How long does it take after you dispute something off your credit
credit karma and secured credit cards
following :)