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Is there a way to find out the date when a collection will fall off my credit report. Do I need to contact the credit bureau to have it taken off?

Started by Rebecca G.
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Rebecca G.

Is there a way to find out the date when a collection will fall off my credit report. Do I need to contact the credit bureau to have it taken off? The dates are just confusing as far as date account opened? This is true date it was put on my credit. So do I go. 7 years from that date or when I actually obtained the credit card?

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Nadiay Y.

Is there a way to find out the date when a collection will fall off my credit report. Do I need to contact the credit bureau to have it taken off? The dates are just confusing as far as date account opened? This is true date it was put on my credit. So do I go. 7 years from that date or when I actually obtained the credit card?

E

Elena B.

Most negative items stay on a credit report for seven and a half years from the first missed payment which led to the account going to collections.

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