If you have more credit card and medical debt than you can handle and your already choosing between which absolutely necessary bills to pay for like rent, food, or utilities, what type of bankruptcy or other options are available? Obviously if you can't afford the daily necessities of basic survival you can't afford to pay back debt. You can only work so many hours and jobs. The on going COVID crisis has only multiplied problems for everyone. If anyone could help or give some advice I'm sure quite a few people might benefit from it.
Try not to file for bankruptcy, it does damage your credit, life, and future plans. Try to work something out with the creditors.
If you decide to file, make sure you have a pkan for financial survival during and after filing.
I just wondering if someone has low income what or how to file for bankruptcy or the best one to file.
Chapter 7 forgives your debt without repaying it. Will take years to rebuild your credit score but definitely worth it if you learn how to prevent it from happening again.
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