I’ve graduated from a 4 year university in 2016. The debt that I’ve accumulated is extremely overwhelming due to me being a mother now and not working due to COVID. I’m trying really hard to balance everything but could really use help on how to stay calm and defeat the debt and not allow it to defeat me.
I have over $25000 in defaulted student loans and mostly it is interest as I only borrowed around $9000. I am on a fixed income and over half my monthly check goes towards my Bill's. I don't have any wiggle room when it comes to paying off my debts. I would love to raise my credit score and have a bit of savings but it seems like an impossible dream without a part time job. And I'm a felon without a driver's license so I am mostly overlooked for jobs bcuz of those barriers. Any suggestions as to how to overcome these challenges would be valuable.
