Budgeting

May 13, 2021
Why You Need a Financial GPS

The last part of my morning routine goes like this: Get in the car. Open Pandora (the free version, of course). Select the Nelly & St. Lunatics channel. Open the Waze app. Select location labeled as Work. Back out of my driveway; I’m on the way! You might think that it’s silly for me to…

May 06, 2021
How to Pay Bills Without a Bank Account

According to a report by the FDIC (Federal Deposit Insurance Corporation) in 2019, 5.4% of households in American were unbanked or had no bank accounts. There are several reasons that someone may not have a bank account. Past financial mistakes like too many overdraft fees or bounced checks can make it hard to open a…

April 25, 2021
Let’s Get Reading! The Best Books to Get the Money Conversation Started With Your Kids

Talking to your children about money is a difficult conversation for many parents to have. Starting the talk is the hardest part. No matter how old your children are, here are some ideas to get the ball rolling. Sometimes reading a book to children gives you a script to start that conversation, and then you…

April 23, 2021
What Is a Pre-Paid College Tuition 529 Plan and Is It Right for Me?

For those of us who have children, just thinking about putting them through four years of college can feel overwhelming. In the United States, the cost of college tuition is higher than almost anywhere else in the world. And it keeps rising every y...

May 03, 2021
How to Teach Your Kids to Budget for Their First Jobs

First of all, congratulations! Your teen has their first paying job. This is a milestone and a time where they’ll learn new things about work, life, money, and themselves. This is an excellent time to teach foundational principles and practical bud...