Finances 101

December 10, 2024
Program Spotlight – Medicare & Medicaid

One of the most significant costs Americans face is the cost of healthcare. US healthcare spending was estimated to reach $14.5 trillion in 2022, roughly $13,500 per person. Healthcare spending can put a burden on already tight budgets. While having insurance can help ease this burden, for some living on lower incomes, coverage isn’t affordable. …

December 03, 2024
How to Get the Most Out of Your Health Savings Account

Looking to save and invest your money over time? One resource that you can take advantage of is in a very unlikely place: your health care. Introduced in 2003, health savings accounts, or HSAs, can help you reduce healthcare costs and increase your long-term savings. Learn more about HSAs, and how you can get the…

November 12, 2024
Why You Need a Holiday Fund & How to Build One

Did you know the average American spends just under $1,000 on Christmas, according to research by the National Retail Federation? While Christmas is typically the holiday people spend the most on, other holidays and celebrations throughout the year can also sneak up on us.  With expenses for birthdays, anniversaries, Valentine’s Day, graduations, weddings, and other…

November 05, 2024
Budgeting for Holiday Travel Expenses

Approximately 115.2 million Americans were expected to travel more than 50 miles from home between Christmas and New Year’s in 2023, according to estimates by AAA. Traveling over the holidays can be a great chance to spend time with loved ones and ...

November 19, 2024
Reset Your Budget with a Post-Holiday No-Spend Challenge

While the holiday season is often a time of joy and celebration, it can lead to overspending and even debt. In 2023, 34% of Americans went into debt during the holiday season. Whether you find yourself in debt after the holidays or are ready to res...