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Are you planning to enroll in a health insurance plan sold through the Affordable Care Act Health Insurance Marketplace? Before you get started, it’s important to understand how the Premium Tax Credit (PTC) could affect your enrollment. The PTC is a refundable tax credit that can help you pay the premium for health insurance sold…
One of the most significant costs Americans face is the cost of healthcare. US healthcare spending was estimated to reach $14.5 trillion in 2022, roughly $13,500 per person. Healthcare spending can put a burden on already tight budgets. While having insurance can help ease this burden, for some living on lower incomes, coverage isn’t affordable. …
SaverLife member Tiffany often feels like she has to make tradeoffs between providing her family with nutritious food and reliable healthcare and ensuring that her other bills are paid on time. “Just eating healthier is so expensive,” she explains. To make sure that her family has access to nutritious food and quality care, Tiffany takes…
Unsure which benefits and assistance programs are the right fit for you? Get the basics on the most common government assistance programs below. Pro Tip: It’s important to understand that the eligibility requirements for programs can change. ...
Looking to save and invest your money over time? One resource that you can take advantage of is in a very unlikely place: your health care. Introduced in 2003, health savings accounts, or HSAs, can help you reduce healthcare costs and increase your...