T
Tishyra A.
I'm thinking about getting a new card to build an emergency fund.
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I'm thinking about getting a new card to build an emergency fund.
Can never win on the scratch offs
Can never win on the scratch offs
I tried Credit Karma and Credit Sesame and they kept pushing me to apply for cards I didn't qualify for and the pulls hurt me.
About a year later I applied for a personal loan at my bank of 20+ years and was told my score was too low and too many recent credit pulls - which THEIR pull dinged me over 6! Since I have a credit card with them and a long history I didn't expect there to be a problem. So be careful of being pushed to apply.
I later found without a 720 score you don't get loan approval with them. You also need a 2 year on time credit history which wasn't a problem.
One way to increase your credit score is to add as an authorized user to your spouse credit card if his/her score is good.
Another way is to get a secure credit card from your bank or credit union.
There is something that is seldom talked about and that something is the Utilization of your credit usage. It has been recommended that you only use 30% of your total credit cards because if you use more than 30% it will effect your credit score negatively.
Give me my points!
Ok
You can built your credit by opening a secure credit card with a credit union.
If u have a credit card only use 10percent
I only use my Credit card to pay my phone bill and the end I pay off my credit card and then use it again to pay my phone bill
Following
Making payments by due date
Thanks!
Set up automatic payments
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Secured credit cards are good to start increasing your credit but after a point you need an increase in credit line to bring it up some more. Does anyone have some suggestions on how to do this?
Great
I just saw an article where a kid racked up 300,000 dollars in rewards.
Where
Thanks for all of the information!
How to eatn point steo by step
Ok!!!
Thanks
make your payment on the due day