Paying Down Debt

Started by Mary G.
Followed by: @Alegandra @Chrissy @Destiny @Autumn @Shalanda @Willie @Eva @Tim @Rebecca @Felicia @krystal @Melody @Elaine @Edward @Edwina @Rebecca @Armonie @Tracy @Juliann @Ohsha @Leonel @Taylor @Ashley @Mary @This @Rosa @Melissa @Crystal @Paula @Jessica @Thomasina @Shaira @william @Samanthia @Lorie @Kristina @Alicia @Lashonda @Jennifer @Jess @Timneshia @Angela @ALEXIS @Alicia @"Lisa AKA Smallz" @April @Ericka @Angel @Tori @Tonya @Luz @JOHN @Roberta @Lanna @Katie @Shalanda @Brittany @Nicole @Amy @Angela @SABRINA @Aaron @Beliques @Shamika @Sabrina @Christy @Christine @KIMBERLY @Joanne @Heather @Lakisha @Lashanda @Melora @Amonte @Luis @Gobby @Kristen @Suzanna @Misty @Melissa @Lucy @Donald @Kirsten @Mindy @Deborah @"Sherrie D" @Monica @Neosha @Brittany @Denishia @angel @Travis @Ashley @Veronica @Carmen @April @Takeshia @Lisette @Ashley @Sheryl @"Mary Ellen" @Joshua @Donna @Chrystal @Christy @Michael @Ashley @Jason @Jason @Otis @Patricia @Elena @Sha-La @Shana @Yvonne @Kiara @Yajaira @Latoya @andrea @Dawn @Elizabeth @Tabitha @Shannon @Kevin @Maria @Jessica @JessaLynn @Nikita @Marquita @Lashonda @Shantel @Brenda @Julie @Megan @Stevi @Arendena @Michelle @Erica @Denise @Esequiel @Summer @MichaelJohn @Tia @Shannon @Amber @Tina @Priscilla @Theresa @Louvenia @Charlene @Jaymar @Karen @Daisia @Denese @Brian @Amanda @Stephanie @Ronald @Ninna @Yshaunda @Lisa @Ashly @Celeste @Jeremy @Destiny @Kimberly @Christine @Douglas @Adriana @Angela @Leticia @Katie @Cherrie @Scott @Crystal @Kristin @Lisa @Kimie @Jessica @Amy @Andrew @Kassidy @William @Laura @Rebecca @Daymarelis @myeska

Deleted user

I went threw everything in my house that I no longer used or needed ! This month I made $1450. I paid off one credit card and went huge food shopping ! On top of that I feel so good Amd donated tons of wonderful stuff to the needy!

M

Mark S.

If you have the extra money just pay off that credit card it's such a relief

J

Jacqueline G.

There is good debt stress and bad debt stress. If you do not know how to separate one from each other, you can affect your health. Therefore, make a wise decision with your money before getting into debt.

D

Don R.

Working on paying off my last credit card now! I've been using the snowball method and it really helped me.

C

Cynthia W.

Would it be a good idea to payoff the credit card with the highest interest rate first? Then apply to next lowest credit card balance?

E

Elena B.

Would it be a good idea to payoff the credit card with the highest interest rate first? Then apply to next lowest credit card balance?

Yes, the debt avalanche method makes the most mathematical sense as it saves you in interest payments over the long run by getting rid of the highest interest first. However, a lot of people like seeing debts paid off (small wins) associated with the debt snowball.

J

Julia W.

I love these ideas. This makes managing debt feel simpler

R

Robin B.

The snowball method works as long as you are disciplined enough to take the payment and pay it to the next card instead of using it because now you have extra money each month. It does work well, but requires paying attention to your payment amounts and sticking to the process. :)

Deleted user

My husband and I used the snowball method with the Dave Ramsey program. We paid off over $111,000 in debt in 3 years. It was hard, but sooo worth it!

E

Elizabeth F.

Just got my housing voucher and my stimulus check!! Blessed!!

Deleted user

I need to pay off $9000 to get approved for my new home for closing. I am a little frustrated because l really want this house.

I don't know your circumstances but I'm thinking you will have to pass unless this purchase is from friend or family who can wait.

Do continue to peck away at the debt but you can't always get just what you want immediately.

I know it's old school but I know people who wouldn't even buy furniture unless they could pay cash because they didn't want to get stuck with debt so if they had a big need like buying an affordable home they wouldn't have the hindrance of other debt to deal with.

W

Winnie Q.

Undebtit has been my favorite way to maximize my debt payoff by far.

C

Christin B.

Thank God my dad is going to be back on point by next year let's do it guys

A

Adryan R.

I've been using the debt avalanche method. It has worked for me.

S

Shannon P.

We've been taking advantage of paying down debt and are also paying extra on the house and car payment every chance we get. It will pay off in the long run.

V

Victoria S.

I have paid off one of my loans and and paid off one of my debt. I am working on two other ones.

V

Victoria S.

I have use this company called grt financial maybe that is the wrong thing to do but I am almost debt free and then I can move forward.

Add a post